Services

Asset /

Liability

Advisors

ALA Services

Asset/Liability Advisors (ALA) offers a number of asset/ liability advisory services to meet the varying needs of its Clients.

For institutions that are implementing new ALM software, ALA can streamline the process. ALA personnel have ex- tensive experience with implementing and using the leading ALM software such as BancWare, QRM and IPS-Sendero. ALA can help with the following key implementation tasks:

- Application data extraction, scrubbing, aggregation and

import to A/L Model.

- Develop appropriate assumptions.

- Create appropriate reporting processes.

- Test modeling process and audit results.

- Create procedures documenting the data-feed and

modeling process.

- Assist in development or modification of policies.

Institutions with an established ALM modeling process should have periodic third-party reviews of their modeling methods and assumptions. ALA personnel have the know- ledge and experience to provide audits that are thorough, yet cost efficient.

ALA personnel have experience with the implementation and maintenance of the FASB 133 hedge accounting standard. Specific assistance is available to develop methods for inception testing and hedge effectiveness monitoring. ALA personnel have experience with both cash flow and fair value hedge accounting methods.

Many institutions value the ongoing advice of specialists in asset/liability and investment management. ALA stands ready to provide retainer arrangements that are designed to meet each client's specific needs.

A more complete description of ALA services can be obtain- ed in Adobe Acrobat PDF Format by pressing the link to the left. This is particularly useful if you wish to print inform- ation on ALA services. If you do not have the Adobe Acrobat Reader, you can download a free copy by pressing the "Download Acrobat Reader" button.