Asset /
     Liability
           Advisors
Ongoing Advisory Services

At times, clients prefer forming an ongoing relationship with ALA.  In many of these cases, the client wishes to have the advice of asset/liability experts to assist in major hedging decisions.  Others seek the ability to have an ongoing check of the validity of modeling results.  In both cases, the cost of such relationships is trivial in comparison to the cost of making uninformed choices.  The saving of only one or two basis points on a significant hedging transaction will usually more than offset the annual cost of such services.